Download, Enroll and You’re Ready to Ingo


Install the Ingo Money App and create your user profile.

Download the Ingo Money Mobile Check Cashing App


Install the app from the App Store℠ or the Google Play™ Store. Data rates may apply.

Enroll in the Ingo Money Service


Create your user profile and link your bank debit card and prepaid card accounts.

Use your camera to scan checks you want to cash


Follow the screen prompts to snap a photo of the front and back of your check.

Mobile Check Cashing App


Get your money in minutes for a fee or in 10 days for no fee. Whichever option you choose, if your check is approved and your account is funded, your money is as good as cash and safe to spend.

All checks subject to review for approval. Some issuers may take up to 48 hours to post funds to your account.

Get the Ingo Money App:

Get the Ingo Money App:


Cashing checks is easy!

  1. Sign in and tap ‘Cash a Check’
  2. Take a photo of the front and back of your check
  3. Choose WHEN you want your money
  4. Choose WHERE you want your money
  5. Submit your check for review

The review process typically takes just a few minutes. If your check is approved, you may be asked to void it and submit an image.

Get the Ingo Money App:

Get the Ingo Money App:


Ingo Money is a service provided by First Century Bank, N.A. and Ingo Money, Inc., subject to the First Century Bank and Ingo Money Terms and Conditions and Privacy Policy. Approval usually takes 3 to 5 minutes but can take up to one hour. All checks are subject to approval for funding in Ingo Money’s sole discretion. Fees apply for approved Money in Minutes transactions funded to your card or account. Unapproved checks will not be funded to your card or account. Ingo Money reserves the right to recover losses resulting from illegal or fraudulent use of the Ingo Money Service. Your wireless carrier may charge a fee for data usage. Additional transaction fees, costs, terms and conditions may be associated with the funding and use of your card or account. See your Cardholder or Account Agreement for details.

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